Financial understanding presented at every classification level.

The Live Richer College Edition is a foundational finance platform; that offers equality, diversity, and inclusion for college students, as they journey through a 7-step financial fundamentals experience.

This Proven Curriculum Really Works!

The Live Richer Academy’s College Edition is based on a proven formula created by the Academy’s co-founder Tiffany “The Budgetnista” Aliche and shared in her two-time New York Times Bestselling book Get Good with Money.

Financial Wholeness for your Financial Future

The College Edition helps students create financial preparedness at each college level; basic finances for freshmen, deeper financial clarity for sophomores and juniors, and solidifying the financial foundation for seniors.



The Live Richer Academy College Edition introduces Freshmen students to creating a positive money mindset, budgeting, banking and savings, credit, and student loans and financial aid.



Sophomore students take their finances to the next level of money mindset, budgeting, banking and savings, credit, student loans and financial aid, with the introduction to learning to earn.



College Juniors will learn advanced money mindset skills, budgeting, banking and savings, credit, student loans and financial aid, next-level learning to earn, and an introduction to debt elimination.



As they prepare to enter life outside of college; Seniors will focus on budgeting skills, savings knowledge, credit understanding, student loans and financial aid handling, and the next level learning how to dig out of debt.


College Parents

Parents can access and encourage their students as they learn the financial foundation building blocks that will prepare them for college and beyond, as well as, learn those financial concepts for themselves.







Connect With Our College Team

Fill out the form to learn more about how to bring our college level personal finance curriculum and resources to your campus.


Financial foundation for a solid future

All students who take the College Edition will learn how to create and maintain an active budget, they will take a deep dive into banking and savings, and they will be able to answer some of the most common questions as they pertain to financial aid and student loans (while covering scholarships and loan repayment options).

The Live Richer Academy even takes building the student’s basic financial foundation a few steps further by assisting them with understanding credit, navigating through debt, and maximizing their post-college employment earning potential. The College Edition’s 7 simple steps plant the seeds that will allow students to have a solid financial foundation, gain the necessary building blocks to create a healthy relationship with money, and master the skills for quicker advancement to wealth building when they enter life after college.

Take a FREE peek into the LRA College Edition Today!

As a special offer we invite you to take a “Sneak Peek” into our curriculum for free. With your tour inside of the College Edition, you’ll have access to 3 course lessons and interactives, which includes reading materials and an engaging activity.

Consumable information

All lessons are less than 15 minutes to make sure it stays within the student’s learning attention span.

Interactives for engagement

Each course contains 3 interactives to not only keep the student engaged but to make sure they’re learning along the way.


Peer Communication

The College Edition has its own community for students to interact, motivate, and correspond with each other.

Accessible course experts and/or course expert assistants

To ensure that students receive quick and accurate feedback to their questions, the Academy has course expert assistants available 4 hours a week to assist students.


A vetted learning formula

The Live Richer Academy College Edition is based on the proven formula found in co-founder Tiffany “The Budgetnista” Aliche’s two-time New York Times bestseller Get Good with Money.


I love this program! Not only is the content fantastic but its organization and the way the customer support team communicates with the members is really impressive. I’m excited and confident that I’m going to enjoy every minute of it. Thank you so much for creating this program.


Plant the seed that will grow in your students’ lives forever

7 simple steps

To make the information obtainable and maintainable.

Course 1: Money Mindset with Kara Stevens

Learn how to become aware of what a money mindset is, discover your current money mindset, and how to give yourself the tools to improve and strengthen your money mindset.

Course 2: Budget Building with Tiffany “The Budgetnista” Aliche

Learn how to create a functional active budget; which is the foundation of personal finances, and the beginning of creating wealth.

Course 3: Banking & Savings with Ash Cash

Learning how to save, use modern banks, and become a digital banker.

Course 4: Financial Aid and Student Loans with Ashley Hill

The Live Richer Academy College Edition is based on the proven formula found in co-founder Tiffany “The Budgetnista” Aliche’s two-time New York Times bestseller Get Good with Money.

Course 5: Dig Out of Debt with Erin Lowry

Learn how to not feel overwhelmed about your debt and instead feel empowered to take control and potential debt strategies to use so that you can create a plan that works best for you!

Course 6: Score High, Credit with Netiva Heard

Learn how to put credit in perspective, how to remove the thinking that credit is to ‘get something’ or to be used as an extension of our income, and how to use credit as a tool, similar to money.


Course 7: Learn To Earn with Sandy Smith

This course will teach you how to improve your earning potential and/or how to have multiple income sources.

Meet Our Experts


Money Mindset


Budget Building


Banking & Savings


Financial Aid & Student Loans


Dig Out Of Debt


Score High, Credit


Learn To Earn

Curated Content That Provides Solutions


In platform

learning formula


How May We
Help You?
Our team is available by email Monday through Friday from 8:00 a.m. to 5:00 p.m. EST.

Kara Stevens helps people heal
their relationships with money

Kara Stevens is the founder of The Frugal Feminista, a thriving personal finance and personal development company committed to helping women heal their relationship with money and themselves.

She wants all women to be happy, wealthy, and brave so they can unapologetically live life on their own terms.

Her relatable financial advice has been featured on/in Business Insider, Huffington Post, Yahoo Finance, ESSENCE, Women’s Day Magazine, The Washington Post, and other nationally recognized media outlets. She is the author of Heal Your Relationship with Money, The Happy Finances Challenge, and Unmasking the Strong Black Woman.

Instructor in:

Ash Cash believes that abundance
is your birthright

Ash Cash Exantus is one of the nation’s top financial educators. Dubbed the “Financial Motivator,” he uses a culturally responsive approach to teaching financial literacy, wealth building, and entrepreneurship.

He is also a speaker, bestselling author of many books, and the Founder & CEO of MindRight Money Management®, a financial education company that blends psychology, music, and personal finance. Ash is best known for helping people maximize their full potential by giving them the inspiration, tools, and resources needed to live their best lives.

Ash has been featured on popular, national media outlets such as CNN, The New York Times, WSJ, Black Enterprise, Essence Magazine, Ebony, and BET.

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Erin Lowry will empower you to overcome your debt

Erin Lowry is the author of the three-part Broke Millennial series, including: Broke Millennial, Broke Millennial Takes On Investing and Broke Millennial Talks Money: Scripts, Stories and Advice to Navigate Awkward Financial Conversations.

Her first book was named by MarketWatch as one of the best money books of 2017 and by Business Insider as a best personal finance books for 2020.

Erin’s style is often described as refreshing and conversational. She has appeared on The Rachael Ray Show, BBC, Cheddar, CNBC, and CBS Sunday Morning and has been quoted in The New York Times and The Wall Street Journal.

Instructor in:

Netiva Heard will show you how to soar
your credit score.

Netiva Heard is the personal finance coach people call when the only thing standing between them and their next major life move is their finances.

Affectionately known to her clients as the “The Goal Crusher’s Credit Coach,” she offers honest, no-non-cents advice that helps individuals and couples to create rock-solid financial foundations that they can begin leveraging to create. While servicing hundreds of private clients with 1:1 coaching through her full-service company, The Frugal CrediTnista, she also regularly pours her financial wisdom into online students.

Netiva’s work has allowed her to teach over 200,000 people how to achieve 700 FICO scores and above.

Instructor in:

Sandy Smith believes you can learn
to earn more.

Sandy Smith is a Certified Financial Educator and side hustle advocate who transformed her own financial situation by paying off a $50,000 debt in under two years while unemployed. 

Drawing from over 20 years of experience in online selling, including her own e-commerce ventures on platforms like eBay and Amazon, Sandy now shares her expertise in launching profitable side hustles. 

As a Senior Certified HR Professional with a Bachelor of Science from St. John’s University and an MBA in Management with a concentration in Entrepreneurship from Devry University, Sandy brings a wealth of knowledge to her popular course, “Starting Your Amazon Side Hustle.” She writes about the secrets to financial independence at her website,

Instructor in:

Ashley Hill helps you pay for college without paying for college.

Ashley Hill is an award-winning college funding expert and bestselling author who is passionate about teaching future and current undergraduate, graduate, and professional students how to use all forms of financial aid to pay less for college. 

With nearly 12 years of experience, she has worked with students, educational consultants, and higher education professionals around the world to minimize college costs, including eliminating student loan debt without stress and frustration. She has been featured in the media including  Huffington Post, Mass Mutual, Investopedia, Credit Karma, Wise Bread, Earnest, Financial Educators Council, Discover, and a host of other media outlets. 

Additionally, Ms. Hill has presented workshops for organizations including Princeton University, Spelman College, and March for College Inc. Her newest book, The Ultimate Guide to Eliminating Your Student Loan Debt, was released in Spring 2022.

Instructor in:

Tiffany "The Budgetnista" Aliche is America's favorite personal financial educator

As a New York Times Bestselling author (Get Good with Money), an NAACP Image Award Nominee, and the first Black woman to grace the cover of Money Magazine (solo), Tiffany is a trailblazer in the personal finance space. Her monumental ‘Live Richer Movement’ has helped over one million people worldwide save, manage, and pay off hundreds of millions of dollars.

She regularly appears as a financial expert on The Real daytime talk show and co-hosts a top-ranked financial podcast, Brown Ambition. Tiffany also co-founded the Live Richer Academy, which teaches people how to take their finances to the next level and achieve their personal goals.

A former teacher for ten years, with a Master’s degree in Education, in 2019, Tiffany partnered with New Jersey Assemblywoman Angela V. McKnight to write a bill that was later signed into law (A1414, The Budgetnista Law), which mandated financial education to be integrated into all middle schools in New Jersey.

Tiffany has been featured in The Wall Street Journal, The New York Times, Fast Company, Reader’s Digest, USA Today, Cosmopolitan, InStyle, Forbes, Redbook, Black Enterprise, and U.S. News & World Report and has been on the Today show, Good Morning America, CNN, OWN and CBS.

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