Live Richer Academy will show you how to take
your finances and your life to the next level

Meet the expert instructors who have helped millions
achieve game-changing financial results


The Budgetnista


The Frugal Feminista


The Financial Motivator


Author of Broke Millennial


The Creditnista


Certified Financial Educator


The Investing Latina


Founder of The Ivy Investor


Founder of

Modern Money Education


Host of Money Confidential


Author of You Only Live Once


The Business and Wealth Building Lawyer


College Funding Expert

Start your journey to financial wholeness
with Live Richer Academy

Tiffany "The Budgetnista" Aliche is America's favorite personal financial educator

As a New York Times Bestselling author (Get Good with Money), an NAACP Image Award Nominee, and the first Black woman to grace the cover of Money Magazine (solo), Tiffany is a trailblazer in the personal finance space. Her monumental ‘Live Richer Movement’ has helped over one million people worldwide save, manage, and pay off hundreds of millions of dollars.

She regularly appears as a financial expert on The Real daytime talk show and co-hosts a top-ranked financial podcast, Brown Ambition. Tiffany also co-founded the Live Richer Academy, which teaches people how to take their finances to the next level and achieve their personal goals.

A former teacher for ten years, with a Master’s degree in Education, in 2019, Tiffany partnered with New Jersey Assemblywoman Angela V. McKnight to write a bill that was later signed into law (A1414, The Budgetnista Law), which mandated financial education to be integrated into all middle schools in New Jersey.

Tiffany has been featured in The Wall Street Journal, The New York Times, Fast Company, Reader’s Digest, USA Today, Cosmopolitan, InStyle, Forbes, Redbook, Black Enterprise, and U.S. News & World Report and has been on the Today show, Good Morning America, CNN, OWN and CBS.

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Kara Stevens helps people heal
their relationships with money

Kara Stevens is the founder of The Frugal Feminista, a thriving personal finance and personal development company committed to helping women heal their relationship with money and themselves.

She wants all women to be happy, wealthy, and brave so they can unapologetically live life on their own terms.

Her relatable financial advice has been featured on/in Business Insider, Huffington Post, Yahoo Finance, ESSENCE, Women’s Day Magazine, The Washington Post, and other nationally recognized media outlets. She is the author of Heal Your Relationship with Money, The Happy Finances Challenge, and Unmasking the Strong Black Woman.

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Ash Cash believes that abundance
is your birthright

Ash Cash Exantus is one of the nation’s top financial educators. Dubbed the “Financial Motivator,” he uses a culturally responsive approach to teaching financial literacy, wealth building, and entrepreneurship.

He is also a speaker, bestselling author of many books, and the Founder & CEO of MindRight Money Management®, a financial education company that blends psychology, music, and personal finance. Ash is best known for helping people maximize their full potential by giving them the inspiration, tools, and resources needed to live their best lives.

Ash has been featured on popular, national media outlets such as CNN, The New York Times, WSJ, Black Enterprise, Essence Magazine, Ebony, and BET.

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Erin Lowry will empower you to overcome your debt

Erin Lowry is the author of the three-part Broke Millennial series, including: Broke Millennial, Broke Millennial Takes On Investing and Broke Millennial Talks Money: Scripts, Stories and Advice to Navigate Awkward Financial Conversations.

Her first book was named by MarketWatch as one of the best money books of 2017 and by Business Insider as a best personal finance books for 2020.

Erin’s style is often described as refreshing and conversational. She has appeared on The Rachael Ray Show, BBC, Cheddar, CNBC, and CBS Sunday Morning and has been quoted in The New York Times and The Wall Street Journal.

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Netiva Heard will show you how to soar
your credit score.

Netiva Heard is the personal finance coach people call when the only thing standing between them and their next major life move is their finances.

Affectionately known to her clients as the “The Goal Crusher’s Credit Coach,” she offers honest, no-non-cents advice that helps individuals and couples to create rock-solid financial foundations that they can begin leveraging to create. While servicing hundreds of private clients with 1:1 coaching through her full-service company, The Frugal CrediTnista, she also regularly pours her financial wisdom into online students.

Netiva’s work has allowed her to teach over 200,000 people how to achieve 700 FICO scores and above.

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Sandy Smith believes you can learn
to earn more.

Sandy Smith is a Certified Financial Educator and side hustle advocate who transformed her own financial situation by paying off a $50,000 debt in under two years while unemployed. 

Drawing from over 20 years of experience in online selling, including her own e-commerce ventures on platforms like eBay and Amazon, Sandy now shares her expertise in launching profitable side hustles. 

As a Senior Certified HR Professional with a Bachelor of Science from St. John’s University and an MBA in Management with a concentration in Entrepreneurship from Devry University, Sandy brings a wealth of knowledge to her popular course, “Starting Your Amazon Side Hustle.” She writes about the secrets to financial independence at her website,

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Jully-Alma Taveras wants you to have
an abundant retirement.

Jully-Alma Taveras, also known online as Investing Latina, is a Plutus Award-winning bilingual (Spanish) personal finance expert.

She writes for publications like CNBC, Time’s Next Advisor, and HuffPost on money topics ranging from saving to investing. On her YouTube channel, she tells money stories from the lens of a Dominican Republic-born immigrant living in New York that went from being a shopaholic to a smart spender and diligent investor.

Her money philosophies have inspired thousands of women to live minimally & spend intentionally so that they can invest more. She has taught over 8,000 people how to invest through her program The Investing Workshop. She is the eldest of 3 in her own family, and her audiences see her as the big sister that will force you to do better, while also being your cheerleader along the way.

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Courtney Richardson is here
to demystify the stock market.

Courtney Richardson, a passionate financial expert, created The Ivy Investor. to address the lack of quality financial education resources for African American women.

With a background in retirement, consumer banking, high net worth advising, and tax planning, Courtney offers webinars and masterclasses on wealth creation, tax strategies, and generational wealth.

Her expertise has been featured in renowned publications like AARP, Forbes, and The Huffington Post, and she is also featured in the New York Times bestseller, “Get Good With Money.” Holding a J.D. from West Virginia University College of Law and an LL.M. in Taxation from Temple University Beasley School of Law, Courtney is dedicated to empowering individuals to achieve financial success.

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Angela Moore will show you
how to protect your wealth.

Meet Angela Moore, MSPFP, CFP®, MPAS®, CRPC®, CFEI, the visionary behind Modern Money Education. With over two decades of experience in banking, wealth management, and financial planning, Angela has honed her expertise in helping individuals achieve financial success. 

She has held prominent positions, including Executive Board Member of the Financial Planning Association of Miami, and has been recognized as one of Miami’s Top 20 Professionals Under 40 by Brickell Magazine. Angela’s dedication to empowering millennials has earned her accolades as a top financial advisor by Business Insider. 

Today, Angela focuses on financial literacy and speaking engagements, utilizing her certifications as a CERTIFIED FINANCIAL PLANNER™ and Master Planner Advanced Studies™. She holds a Master’s degree in Financial Planning from the College for Financial Planning.

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Stefanie O’Connell Rodriguez wants you
to get more from your money.

A nationally recognized millennial money expert, Stefanie O’Connell Rodriguez is the host of Real Simple magazine’s ‘Money Confidential’ podcast (named one of Spotify’s “Best New Shows of 2021”).

She writes about money, power and ambition in her weekly Bulletin newsletter “Too Ambitious.”

Her work & advice has been featured in The Wall Street Journal, The New York Times, CNBC, USA Today, Bloomberg, ABC World News, Yahoo Finance, CBSN, Fox & Friends, Fox Business, Bloomberg, The Dr Oz Show, The Doctors and more.

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Jason Vitug is on a mission
to help you live well.

Jason Vitug, a renowned author and founder of, is dedicated to helping individuals live a purposeful life and achieve financial wellness. His bestselling book, “You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life,” has received acclaim from the New York Times. 

Jason’s diverse background includes certifications as a yoga teacher and breathwork specialist, adding a unique dimension to his holistic approach. He is the visionary behind the Road to Financial Wellness project, an award-winning initiative that sparks national conversations on financial well-being. 

After leaving his position as a banking executive and embarking on a transformative backpacking journey, Jason emerged with a newfound understanding of personal finance and a mission to share his insights with others.

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Toni Moore empowers people to live wealthier ever after.

Toni Moore, a first-generation college graduate, has overcome a challenging upbringing with unwavering determination. 

With over 20 years of experience as an attorney, adjunct professor, and astute business strategist, Toni has guided clients through various legal and financial matters. Her expertise spans business structuring, real estate security, asset protection, and estate planning. Toni excels in creating, restructuring, and assessing corporate compliance plans to ensure regulatory adherence. Previously a bankruptcy and divorce attorney, she assisted clients with mortgage foreclosures and financial rehabilitation plans. 

A visionary dreamer, Toni empowers women to embrace their power and potential and live wealthier ever after by playing big in business.

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Ashley Hill helps you pay for college without paying for college.

Ashley Hill is an award-winning college funding expert and bestselling author who is passionate about teaching future and current undergraduate, graduate, and professional students how to use all forms of financial aid to pay less for college. 

With nearly 12 years of experience, she has worked with students, educational consultants, and higher education professionals around the world to minimize college costs, including eliminating student loan debt without stress and frustration. She has been featured in the media including  Huffington Post, Mass Mutual, Investopedia, Credit Karma, Wise Bread, Earnest, Financial Educators Council, Discover, and a host of other media outlets. 

Additionally, Ms. Hill has presented workshops for organizations including Princeton University, Spelman College, and March for College Inc. Her newest book, The Ultimate Guide to Eliminating Your Student Loan Debt, was released in Spring 2022.

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